Baccarat on kaardimäng, kus mängu eesmärgiks on ära arvata, kas punktisummale 9 jõuab lähemale Pankuri või Mängija kaartide punktisumma või jääb mäng viiki.

Kaartide väärtus
  • Ässa väärtus on 1 punkt.
  • Piltkaartide väärtus on 0 punkti.
  • Ülejäänud kaartide väärtus vastab neile märgitud väärtusele.
  • Kahekohalistest punktisummadest lahutatakse täiskümned, nii et iga „käe” väärtus jääb vahemikku 0–9.

Placing bets
  • The player can bet on the Banker’s box, the Player’s box, or the Tie box.
  • A Tie bet can be placed on its own or alongside a Banker or Player bet.

Dealing
  • The dealer deals two cards each to the Player and the Banker, alternating between the two hands.
  • If either hand totals 8 or 9 with its first two cards, the result is called and no more cards are dealt.
  • If neither hand totals 8 or 9, the third-card drawing rules apply, with the Player’s hand drawn first and then the Banker’s.

Third card: Player’s hand
  • A third card is drawn when the Player’s two cards total 0 to 5.
  • No third card is drawn when they total 6 or 7.

Third card: Banker’s hand
  • A third card is drawn when the Banker’s two cards total 0 to 2.
  • No third card is drawn when they total 7.
  • When the Banker’s two cards total 3 to 6, the third card is drawn according to the Third Card Table.

Third Card Table
A third card is drawn for the Banker’s hand when the Banker’s two initial cards total:
  • 3, unless the Player’s third card is an 84, and the Player’s third card is 2 to 75, and the Player’s third card is 4 to 76, and the Player’s third card is 6 or 7
If the Player’s two initial cards total 6 or 7 (so the Player takes no third card):
  • A third card is drawn for the Banker’s hand if it totals 3, 4 or 5.No third card is drawn for the Banker’s hand if it totals 6.

Payouts
  • A winning bet on the Player pays 1 to 1.
  • A winning bet on the Banker pays 19 to 20 (95% of the bet amount).
  • A winning bet on Tie pays 8 to 1. In that case, bets on the Banker and the Player are returned.
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